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Financial options · Arkadelphia

Financial Options

Vitality offers CareCredit for eligible services. It is a health and wellness credit card for eligible out-of-pocket expenses at participating providers, and you can learn about it and apply before your visit.

Subject to credit approval. Minimum monthly payments required.

01 / About CareCredit

Financing for planned care

Many wellness and aesthetic services are paid out of pocket. CareCredit is one way some patients choose to manage that cost, with minimum monthly payments required under the issuer's terms.

Patients should confirm their planned service and estimated costs with the clinic. Interest, fees and any promotional terms must be reviewed directly with CareCredit.

Financing is not insurance or a grant, and Vitality does not set credit terms.

02 / Before your visit

Four steps to plan ahead

  1. 01

    Confirm your service

    Contact the clinic about the service you are considering and ask for an estimate of costs. Financing applies only to eligible services, so confirm before you apply.

  2. 02

    Review CareCredit terms

    Read the terms, fees and any promotional details directly on the CareCredit website. Those terms are set by the issuer, not by Vitality.

  3. 03

    Apply before your visit

    If you choose to, apply through CareCredit ahead of time. Credit approval is decided by the issuer and is not guaranteed.

  4. 04

    Book with the clinic

    Credit approval is separate from clinical suitability, booking and service eligibility. Your provider will still determine what care is right for you.

03 / Questions

Good to know

What is CareCredit?

CareCredit is a health and wellness credit card for eligible out-of-pocket expenses at participating providers. Vitality offers CareCredit for eligible services.

Which services can I finance?

Eligibility depends on the service. Please confirm your planned service and estimated costs with the clinic before applying. Not every service is necessarily eligible.

Who decides whether I am approved?

The issuer does. Credit approval and credit terms are determined by CareCredit, not Vitality, and approval is not guaranteed.

Does approval mean I can book any treatment?

No. Credit approval is separate from clinical suitability, booking and service eligibility.

Is financing the same as insurance?

No. Financing is not insurance or a grant. It is a credit product that you repay under the issuer's terms.

What will I owe each month?

Minimum monthly payments are required. Interest, fees and any promotional terms must be reviewed directly with CareCredit before you apply.

Important disclosure

Subject to credit approval. Minimum monthly payments required. Credit approval and credit terms are determined by the issuer, not Vitality, and approval is not guaranteed. Interest, fees and any promotional terms must be reviewed directly with CareCredit. Financing is not insurance or a grant. Links to CareCredit open the issuer's external website.

Next step

Check service eligibility with our team

Tell us which service you are considering and we will help you confirm eligibility and estimated costs.